Asian Stock Market Jump,stock market. The market breadth was The market breadth was BharatPremi what is LTV ratio ? I guess DTI is debt to income ? I agree with all the above ..so if u have a house and can refi ..good. have a GC and u get a good deal- good. EAD in these shaky conditions - not so good. one thing is for certain - in our life time, most likely we will never see such price appreciations. maybe appreciations of 4 percent ..which is effectively 1 % appreciation - if inflation is 3%). LTV - Loan To Value ratio.